About Me

About Humbled Investor

Humbled Investor started out in April 2020. Same as everyone else, I always assumed that there are many skilled investors out there who can share or teach better than anything I am trying to convey. However, essentially I realised that even though the statement above may be true, I believe my personal experiences in stock market may benefit the readers in some sort of ways.

Therefore, my purpose for creating this platform is simple. I want to share all the lessons that I have learnt so far, record down my investing journey and share investment-related knowledge to all readers.

About Myself

I am currently working as a full time employee in corporate finance department. My job scopes include share valuation exercises, internal restructuring, financial feasibility studies across various market sectors including infrastructure, PE and VC investments, real estate (property), healthcare and construction etc.

Prior to this, I have experiences in auditing which specialised in financial services industries including private equity fund management and banking sectors. My daily tasks involve financial data analysis, impairment assessment, regulatory compliance and reporting reviews.

My Investment Philosophy

First of all, I believe that no matter which investment approach that you take, whether that is value investing or dividend growth investing, every method has their own advantages and there is always a real value to it which has been proven across the years.

I always believe that investing in shares should be viewed as investing in a business. Hence, business models of a company is very important to ascertain if the business model has any competitive advantage over the peers.

I am currently combining growth investing and value investing in my investment approach. A company that has potential growth with a reasonable margin of safety and a competitive advantage will be my low-risk-high-return target of company. My target ROI is to achieve a consistent return with a CAGR of 20% to 30% every year.

Someone says that one should waste 50% of the time on learning about investing and financial knowledge, the remaining 50% of the time should be used in reviewing investment strategy as your trade execution will determine your wealth. The price that you buy and the price that you sell will definitely be challenged by your own emotions or the market illusion, as such one must also learn about market psychology so that you will not fall into the trap so easily.

Remember, it's not about how fast you sprint, but it's about how far you can continue to run. Investing is a process.